Mortgage Calculator

Estimate your monthly payments and plan your property purchase in Ghana. Compare rates across major banks and view full amortization schedules.

GH₵
20% · GH₵ 100,000
Min: 10%50%
28% p.a.
20%35%

Estimated Monthly Payment

GH₵9,483/month
Loan: GH₵ 400,000
Total Paid: GH₵ 1,706,861
Total Interest: GH₵ 1,306,861
Payment Breakdown
Principal
GH₵ 400,000
Total Interest
GH₵ 1,306,861

Interest is 76.6% of total cost over 15 years

Down Payment(20% of price)
GH₵ 100,000
Stamp Duty(0.5% of price)
GH₵ 2,500
Legal Fees(~2% of price)
GH₵ 10,000
Property Valuation(Flat fee)
GH₵ 2,500
Bank Processing Fee(1% of loan)
GH₵ 4,000
Total Upfront CostGH₵ 119,000

This is the estimated cash you need before your first monthly payment begins. Actual fees may vary by bank and location.

Disclaimer

This calculator provides estimates for informational purposes only. Actual payments may differ based on bank terms, credit history, and additional fees. Rates reflect typical Ghana market conditions as of 2025. Consult a financial advisor before making mortgage decisions.